How do you look casual while still looking put together? A collared shirt goes a long way, as does a string of pearls. My fall layering formula is simple: collared shirt, sweater, statement necklace. It's still pretty chilly, so a tailored coat is a nice way to polish off the look and keep warm. I was really lucky to come across this particular coat; a friend was moving out of town and cleaning out her closet, and she was willing to part with this one. I love the navy detailing on the collar and pockets!
If wearing full-out plaid seems a little daunting for you, try adding just a little bit of pattern, like a scarf or some cute flats. It'll still give your outfit that preppy feel and you won't feel like you're over-doing it!